I have broken down some of the ways I save money into sections. I take advantage of apps, store programs, and loyalty cards to name a few.
The biggest way I save has to do with Harris Teeter. Harris Teeter and Kroger are the same company so it’s possible Kroger has similar deals, but we don’t have a Kroger, so you have to check if that’s the store local to you. When you make a purchase using your loyalty card at Harris Teeter they give you fuel points, as well as their VIC loyalty card sales. One point for every dollar you spend, but if you buy gift certificates you get TWO points for every dollar.
We do grocery shop there but I definitely take advantage of that GC deal. I buy GC for restaurants, all sorts of stores, including Harris Teeter and even Amazon. We almost always have enough points to get the maximum of $1 off of our gas purchases. That’s for both my car, Chuck’s car, and even the lawnmower for $1 off per gallon of gas all the time.
Allow me to point out that many of the GCs, especially with Amazon, I then use Ebates for the actual shopping, getting the cash pack for that. I then upload my receipts for Points on Receipt Pal. Then I use the Ibotta App for individual items I purchase to get the coupon refund. Remember, many of my purchases were made with the GCs I bought at Harris Teeter earning those fuel points.
One the ways to save money is with Ebates. Anytime I do online shopping I try to do so through Ebates. You simply log into Ebates and then either search for the store you want in the search bar or look through all the store icons. There’s even a way you can save by shopping in physical stores by linking your credit card. I’ve done this at Plow and Hearth just this past month, I got 12% cash back on that purchase. If you sign up via my link you get $10 and so do I! This is my most used app for how I save money.
Another great way I save money is with the Receipt Pal app. You take pictures of all your receipts, upload them and you collect points. Then you can convert points into gift cards. I usually convert them into Amazon gift cards. Then I go to Amazon through Ebates and earn cash back!
I use the Ibotta app as a way to save money with their electronic coupons. Choose your store, go through the list of items with “coupons” and check the things you will buy, make your purchases, and take a picture of your receipt. That’s it. You can even link loyalty cards for a quicker process from some stores. They often run specials for people giving and using referral codes so use my link below, please.
Now let’s talk about Amazon. We belong to Amazon as a Prime Member so we get free shipping and many other perks. [There is a yearly fee for Prime.] But the biggest advantage, if you ask me, is their Subscribe and Save. If you use this and have at least 5 things each month, regardless of how much or what the items are, you save an extra 5% off the already discounted subscriber price. I use this for all kinds of things and I change it around each month as my needs change. I usually use it for things like dishwasher detergent, dog and chicken food, coffee, and Frontline flea and tick for the dogs. You get reminders to edit your cart before it ships, you don’t payuntil it ships and I have it set up to use those GCs before a credit card. And it is delivered right to your door.
Another way I save is with Grove Collaborative. This company is a subscription type shipment that I can change monthly as my needs change or even skip shipments as often as I like. They carry brands that have fewer toxic ingredients and more natural alternatives from cleaning to paper products or anywhere in between.
The products are sold at a discount from 7-40% off. And, Grove also offers price matching! SO check around for the best price and just let them know. They have free shipping with a VIP membership that has a $19.99 annual membership fee and VIP’s get free products throughout the year so it’s well worth it. You don’t actually have any minimum amount or obligation to purchase anything at any time. I use many of their cleaning and body products.
If you sign up with my link below you will get whatever the special is, right now it is a free 5 piece cleaning kit and I get $10! Plus you can shop them via Ebates for $2 cash back. Like Amazon, your orders are delivered right to your door. Plus, staying out of the store is another way I save money.
How do I pay for all these things? With my Capital One Venture card. Including the purchase of the gift certificates. I earn points for all my purchases using this card. I can then use the points for things like airfare, hotel stays, rental cars, and restaurant purchases. It is, however, imperative that you pay it off every month. If you don’t pay it off every month all the above things are useless.
This post contain affiliate links, which means I make a small commission at no extra cost to you.
What other ways do you save? I’d love to hear about them in the comments.